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You
provide important information about yourself when you do business with
our financial institution. This information is important because
it helps us get a better picture of your needs, provide better service,
and complete our transactions more effectively. The federal
agencies' Regulation P requires us to inform you of the types of
information we collect, as well as how and with whom we share
information. Below is an outline of our information sharing
policy.
1. CATEGORIES OF INFORMATION WE
COLLECT
 | Information we receive from you on
applications or forms; |
| Information about your transactions
with us, our affiliate, or others; |
| Information we receive from a consumer
reporting agency. |
2. CATEGORIES OF INFORMATION WE
DISCLOSE
| We do not disclose any nonpublic
personal information about
our customer or former customers to
anyone, except as
permitted by law. |
3. CATEGORIES OF PARTIES TO WHOM WE
DISCLOSE
| We do not disclose nonpublic personal information,
expect
as we are permitted by law to service and processing
providers
and joint marketing firms, without seeking customer
approval. |
4. SERVICE AND PROCESSING
PROVIDER EXCEPTIONS
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We may disclose all of the
information we collect as described
in Section I of this notice to
companies that perform service
and processing and perform marketing
services on our behalf,
as permitted by law. |
5. CONFIDENTIALITY AND SECURITY
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We restrict access to nonpublic
personal information about you
to "those employees who need to
know that information to provide
products or services to
you." We maintain physical, electronic,
and procedural
safeguards that comply with federal regulations
to guard your
nonpublic personal information. |
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